Mr. Burchetta has been Co-Chairman of the Board, and Chief Executive Officer since January 2003. Mr. Burchetta is the Co-Founder of Debt Resolve as well as the Co-founder of Cybersettle, Inc., which settles insurance claims over the Internet, and served as its Chairman of the Board and Co-Chief Executive Officer from 1997 to August 2000 and as its Vice Chairman from August 2000 to February 2002. Prior to founding Cybersettle, Mr. Burchetta was a Senior Partner in the New York law firm of Burchetta, Brofman, Collins & Hanley, LLP, where he practiced insurance and corporate finance law. Mr. Burchetta received a B.A. degree from Villanova University and a J.D. degree from Fordham University Law School and is a member of the New York State Bar.

Mr. Mooney has been a member of our board of directors since April 2003. Mr. Mooney is currently President of the Westchester County Association, and also serves as Senior Vice President at Independence Community Bank. Mr. Mooney has been involved in the banking sector in an executive capacity for more than 30 years. Prior to joining Independence Community Bank, he served for four years as an Executive Vice President and member of the management committee of Union State Bank, where he was responsible for retail banking, branch banking, and all marketing activity. Mr. Mooney also spent 23 years at Chemical Bank and, following its merger with Chase Manhattan Bank, he was a Senior Vice President with responsibilities including oversight of all retail business. Mr. Mooney was the President of the Westchester Partnership for Economic Development. He also held the position of Chairman for the Westchester County Association, past Chairman of the United Way Westchester and Chairman of St. Thomas Aquinas College. He has served on the board of trustees for New York Medical College St. Agnes Hospital, the Board of Dominican Sisters and the Hispanic Chamber of commerce. Mr. Mooney received a B.A. degree in business administration from Manhattan College. He also attended the Harvard Management Program and the Darden Graduate School at the University of Virginia.

Mr. Brakke is currently a director and executive vice president of Dealer Protection Group, a company that provides insurance services to the automotive industry. He is the former president of Brakke-Schafnitz Insurance Brokers, a firm he co-founded in 1971. The commercial insurance brokerage and consulting firm manages in excess of $180 million of insurance premiums with both domestic and international insurers. He has also served as a director of Commercial Capital BanCorp from February 2001 until October 2006 and as a director of Commercial Capital Bank from January 2000 until October 2006. Mr. Brakke was a founding director of Pacific National Bank until its sale to Western Bancorp in 1998. Mr. Brakke has held numerous director positions for both non-profit and for-profit organizations. He is a past president of the professional insurance fraternity, Gamma Iota Sigma, and a former member of the board of advisors for Pepperdine University's Graziadio School of Business. He is a director of the Ronald Reagan Presidential Foundation. In addition, he sits on the board of directors for Cal Spas and Maury Microwave Corporation. His depth of knowledge and experience as well as the many relationships he has built over the years is expected to bring additional strength to the current board and management team at Debt Resolve.